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Snapshot

  • Obtain advice on any proposed security arrangements, particularly where a company is involved.
  • Early action is critical.
  • If financial difficulties are anticipated, call your bank before you default.

Bob and Sue, two of your favourite long-term clients, operated a cattle grazing business and, like many farmers, relied on bank funding to manage operating costs and seasonal fluctuations.

Their trading activities were conducted in their personal names (as a partnership), and the partnership’s bank borrowings of approximately $2 million were also in their personal names.

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